Many of you shoppers probably use or have used coupons at some point in your life. Some of you probably use them more than others. And some of you may even call yourselves “extreme couponers.” It’s not an easy task, being an extreme couponer: it takes time, energy, diligence, persistence, and you may even have to ward off judgment from other shoppers. But with rising prices at the supermarket, we should all try to be like you, saving nickels and dimes at every corner. Here are some ways to get extreme about saving on groceries.

If you dread opening the envelope to your utility bill, sitting in a dark room every night eating cold beans from a can to save money, there are changes you can be making without compromising your lifestyle. With ever-rising gas prices, it’s important to keep your bills down. But in the hot summer months, it’s also important to stay cool. Here are 5 easy ways to lower your utility bills in the summer months without changing your lifestyle.

In March, Americans reached a level of total consumer borrowing that approaches what it was just after the “Great Recession” began. In July 2008, our total consumer debt, including student, auto, and credit card loans, was $2.58 trillion; now it’s $2.54. The increase in borrowing in March was the largest one-month increase in the last decade. Is it a sign our economy is recovering?

Editor’s Note: As part of a special project on The PerkStreet Blog, we’re offering free question and answer columns on Saturdays with Customer Columnists Clint and Katy Davis of Davis Coaching. If you have a question you’d like to submit to get advice fromthese financial coaches, email it to editors@perkstreet.com.

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Money makes the world go ‘round and we all need it in some form or fashion to survive. Just like there are basic financial statistics you should know, there are also different types of income. If you want to make the most of your finances, it’s important to know there are more ways to be wealthy than by working for a wage. Here’s a brief guide to understanding three different types of income, and why it’s important to consider all three.

When you throw open the glass doors and cross the magnetic anti-shoplifting threshold, you are entering a battle zone. Department stores, electronics stores, home improvement stores, lingerie stores, even your grocery store—they’ve all spent millions of dollars and countless hours studying consumer habits, and they’ve been preparing to take advantage of that knowledge.

But smart and savvy consumers don’t play by the normal rules of retail. When you look at shoppers who are focused on saving money, spending wisely and getting the best deal possible, there are several key traits that set them apart. Here are the 7 Secrets of the Savvy, Money-Saving Shopper.

Facebook’s fast-arriving initial public offering (IPO) is slated to be a stunner: In just a few short days, Facebook will be worth BILLIONS!

If you’re looking to cash in on your cut while helping your friends along the way, check out this little infographic we put together listing 12 top companies where you can make good money from your social network!

In order to save money and improve your finances, you must come up with a budget. But more importantly, you must stick to it. Many people create budgets they think will work, but despite their best efforts and intentions, they fail to see it through. This common problem happens for a number of reasons, but building a budget that works is as simple as following these 4 steps.

Davis Coaching has been a great addition to our blog with their regular “Ask the Coach” column helping many PerkStreeters get personalized answers to their financial questions. There is more demand than they can possibly answer in a weekly column so they created a special offer just for PerkStreet customers. … But this awesome deal is only available to the first 50 PerkStreeters to sign up.

The PerkStreet community is truly one of the most anti-credit card groups I’ve ever encountered, and for good reason. They understand that you don’t have to go into debt to get great perks. I find that I’m just as fired up as they are, and will never own a credit card again. Why? These 4 reasons”