Archive for the ‘Dump Your Debt’ Category

7 Secret Money Saving Shoppers

7 Secrets of Savvy, Money-Saving Shoppers

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When you throw open the glass doors and cross the magnetic anti-shoplifting threshold, you are entering a battle zone. Department stores, electronics stores, home improvement stores, lingerie stores, even your grocery store—they’ve all spent millions of dollars and countless hours studying consumer habits, and they’ve been preparing to take advantage of that knowledge.

But smart and savvy consumers don’t play by the normal rules of retail. When you look at shoppers who are focused on saving money, spending wisely and getting the best deal possible, there are several key traits that set them apart. Here are the 7 Secrets of the Savvy, Money-Saving Shopper.

4 Mistakes Beginning Budgeters Make

4 Common Mistakes Beginning Budgeters Make

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In order to save money and improve your finances, you must come up with a budget. But more importantly, you must stick to it. Many people create budgets they think will work, but despite their best efforts and intentions, they fail to see it through. This common problem happens for a number of reasons, but building a budget that works is as simple as following these 4 steps.

4 Reasons I'll Never Own A Credit Card

4 Reasons Why I’ll Never Own a Credit Card Again

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The PerkStreet community is truly one of the most anti-credit card groups I’ve ever encountered, and for good reason. They understand that you don’t have to go into debt to get great perks. I find that I’m just as fired up as they are, and will never own a credit card again. Why? These 4 reasons”

When Can I Have Fun With My Money

Ask the Coach: When Can I Have Fun With My Money?

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Dear Clint and Katy,

We’ve been “buckled down” and working to become debt free for quite some time. It’s going a little slower than we would like, but we are making progress. When is it all right for us to have a little fun and buy some “toys”—like a boat or a motorcycle—when working this plan?

Facebooking Smartphone Putting Poorhouse

Are Facebook and Your Smartphone Putting You in the Poorhouse?

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The Smartphone: Many of us carry them in our pockets or purses; some of us may even sleep with them nestled under our pillow. In his new book iDisorder, Professor Larry Rosen argues our reliance on technology creates many health side-affects, and may also make us more narcissistic. That in particular had me asking: Are Smartphones good for our finances? Maybe not. Read more to find out why.